Company. Third party car insurance is the most basic policy you can get, and it only covers you for a collision or accident that damages someone else’s vehicle or property. The Honda CR-V, Jeep Wrangler Sport and Subaru Crosstrek are the least expensive cars to insure among popular 2021 vehicle models. esure offer 5 Star rated1 comprehensive cover for your electric or hybrid vehicle. They tend to be cheap, small, cars which insurers deem as unlikely to be in an accident or as a target for thieves. Farm Bureau is the second-cheapest option, at $191 per month. Car insurance costs an average of $147 per month or $1,759 per year. Top 10 Cheapest Car Insurance Companies In Ne…Nov 21, 20232. However, there isn’t a huge difference in your premiums as you age in your 30s — only about 0. Bronze Plans. Car Insurance Group 10 – All you need to know. In Ohio, the average cost for minimum coverage is $73 per month, or $880 yearly — a savings of $203 compared to full coverage. There are 50 car insurance groups, with cars in the lower groups being the cheapest to insure and cars in the upper groups. The Zebra's key takeaways about car insurance in Omaha: The average cost of a car insurance policy in Omaha is $903 per six-month policy — about $150 per month. . In fact, our data shows that 17-year-olds pay £2,613 for their insurance on average - that's more than double the average price across all ages of £924*. Cheap full coverage insurance in Houston: State Farm. For full coverage, State Farm is slightly cheaper than Geico. Bureau of Labor Statistics. Those in group 2 are usually cheap to buy, run, and maintain as well as being low risk of being stolen. According to NerdWallet’s most recent analysis, the average rate in Georgia is $2,525, while in Atlanta, it's $3,184. Auto-Owners car insurance cost comparison for senior drivers age 70 and 80. By choosing our cover you have peace of mind knowing that your car will be protected by one of the UK's leading insurers. $3,184. When choosing a car to buy, use our tool to find out which cars are in the lowest insurance groups so you. Nationwide is only a little cheaper than Farmers Mutual and State Farm. As of 13 November 2023. Kaiser Permanente is the cheapest health insurance company for 2023, with an average price of $343 per month for a Bronze plan. Company. The national average auto insurance rate hike. If you want to check your car’s insurance group, you can do so via ‘ My Vehicle Search ’ on Thatcham’s site, or via some price comparison sites. Progressive is the. This is because liability is required by law in most states, and comprehensive. Some car insurers specialise in high performance cars, others like young drivers - and many will insure pretty much anyone. 5 One D Hatchback Sport Pack 5d (insurance group 11) or around £899 for a Mini Cooper 2. A full-coverage policy from GEICO costs 30-year-olds $99 per month, or $1,188. In Omaha, Nebraska, Farm Bureau (IA Group) is the best choice for affordable comprehensive auto insurance based on our 2023 data, with rates starting at $98 per month or $590 for a six-month policy. com analysis. Cheapest car insurance quotes after a speeding ticket: State Farm. Jerry compares car insurance policies, loans, and repair costs and gives you incredible rewards just for driving. Written by. Company. Cheapest car insurance companies after an at-fault accident in Richmond, VA. Nissan Frontier is the third cheapest insurance option and the cheapest truck to insure. 0T EcoBoost 140PS 5d, which is in group 16. C. Your. Get cheap car insurance quotes. Travelers’ car insurance costs are about $1,600 cheaper. Jeep Wrangler Sport ($1,617). The same goes for when you’re searching for cheap car. Car insurance groups in the UK are numbered from 1 to 50, with group 1 containing cars in the cheapest insurance group, while the cars in group 50 are the most expensive to insure annually. $34/mo. Of our Buffalo customers, 39% of. The cheapest car insurance company in Vermont is Concord Group at $963 per year on average, or $80 per month, according to the most recent NerdWallet analysis of full coverage car insurance rates. The Best Car Insurance in Arizona in 2023. How we got this rate. Best discounts for young drivers: Erie. Among the regional companies in our analysis, Concord Group, IMT and Grange are among the cheapest car insurance companies in the areas they serve. Travelers, the Auto Club Group and Erie offer the cheapest Chicago car insurance rates for drivers who caused an accident with an injury. The Ford F-150 is the cheapest car to insure out of the top-selling vehicles, with an annual auto insurance cost of $1,990. Best for teen drivers: Texas Farm Bureau. 2 i-DTEC EX GT 5d. The average cost of full-coverage car insurance in. For example, AAA members can get. The cheapest car insurance companies for a minimum coverage policy in Fort Lauderdale are: GEICO: approximately $610 per year State Farm: approximately $726 per year The most expensive company is Direct General Insurance, with an average premium of $1,727 per year. Cars in insurance group 1 include variants of: Car insurance in Las Vegas costs an average of $1,428 for a six-month policy or $238 per month on average. Credit cards. Average car insurance cost for 21-year-olds. Cheapest Car Insurance in Pennsylvania for Seniors (November 2023) On average, the cheapest car insurance companies in Pennsylvania for senior drivers are: Nationwide: $569 per year. Cheapest full-coverage car insurance in South Dakota: State Farm. 3. Average car insurance cost in and. Car insurance rates in California are higher than the national average of $2,150, or $179 a month. is $880 for a six-month policy. Best customer support: Farm Bureau. How we chose our best picks. There are 50 car insurance groups in the US, with Group 1 being a low risk and Group 50 being the high risk. Cheapest Cars at a glance. · volkswagen polo · hyundai i10 · volkswagen up · kia picanto · dacia sandero · ford fiesta . Get a quote. While an insurance group isn’t the only factor insurers look at when. In 2023, the average cost of car insurance across the state of. Cheapest full coverage: State Farm. If you want to check your . This group includes the Fiat Panda, Citroen 1 and 2, and Ford Ka. Your car plays a big part in getting cheap car insurance. Cheapest insurance companies by age group. Being convicted of a DUI can inflict a devastating blow on your efforts to keep car insurance costs low. The cheapest insurance group for cars will be in the Group 1 to Group 10 categories. Geico has the cheapest full-coverage car insurance in California, charging an average rate of $1,486 a year. Car insurance providers sort all cars into groups numbered from one to 50, based on factors like power and performance, ease of repairs and availability of parts – and predictably the. Erie and Auto-Owners are the cheapest companies in 4 states. subsidiary. Compare GEICO, Nationwide, Liberty Mutual and Allstate (+100 other companies) to find the best auto insurance quote for you. Both companies offer rates that are lower than the average in North Las Vegas. £1,535. Compared to full coverage, getting liability-only coverage at the state minimum level will make your auto insurance much cheaper. Basic policies may be the cheapest auto insurance option available, but you get very little financial protection. 4. Admiral: Best for multi-car. Car Insurance Group 9 – All you need to know. Used price range: £7-15,000. A typical Utah driver pays an average of $1,386 per year. The Zebra's key takeaways about car insurance in Tucson: The average cost of a car insurance policy in Tucson is $916 per six-month policy — $153 per month. USAA offers the cheapest car insurance for 50-year-olds, at $85 per month on average. Travelers, Secura and Wolverine Mutual are some of the cheapest car insurance companies in Michigan, according to Bankrate’s analysis. What is insurance group 11? Insurance group numbers run from 1 to 50, with 1 generally being the cheapest to insure. The cars that fall in this group tend to have a higher market value. Kia Picanto hatchback: Best for older motorists downsizing. Some insurers market their products specifically at older drivers, typically those over the age of 50. At $1,983 per year, Redpoint County Mutual has the lowest rates for drivers with bad credit. Auto-Owners 3. Pay-in-full. 2. Fast, expensive cars are likely to be found higher up while cheap, reliable cars that are easy to repair. Bingle. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. Here are. Increasing your deductible from $250 to $500 can lower the collision or comprehensive portion of your premium. 2024 Nissan Versa. Dallas ranks as the fourteenth most expensive city for car insurance in Texas. Tempcover: Best for temporary insurance. The insurer's rates for liability-only coverage start as low as $35 per month. Our rate data shows that Erie offers the cheapest full-coverage insurance in Fayetteville with rates of $103 per month. Company. Recommended Provider. Group 1 cars are the cheapest to insure while the Group 50 ones are the most expensive. Geico has the second-cheapest average annual rate for drivers with poor credit, $919 lower than the national average in this category. 73, with an average premium cost of £1,840. This estimate is for a 35-year-old. This was over £300 more than the average premiums for drivers aged 25. Insurance group: 2. At $87 per month, coverage from State Farm is 47% cheaper than the city average, which is $163 per month. USAA: Best car insurance for military. The statewide average rate for low coverage is $2,275 annually. American Family: Best large insurer. GEICO is the cheapest large car insurance company, with average rates of $34 a month for minimum coverage. $113/mo. The. Car insurance price trends in Utah. The most expensive company, Progressive, offers minimum coverage for $1,058 per year. Helping You Make Smart. AAA car insurance is available to both AAA members and non-members, depending on your state. Rates increase by an average of 54% for drivers who have a DUI or DWI in Florida. This. Concord Group: $1,189: Maryland: Travelers: $3,214: Massachusetts. Compared to the average cost for people with a speeding ticket, State Farm's rates are $710 cheaper per year. Quick Facts. 98 – 57% more than for. Third party, fire & theft. GEICO offers the cheapest rates for full and minimum coverage and drivers in the military. Annual Premium. Monthly Premium. The average cost of full-coverage car insurance in Michigan is $419 per month, and liability-only coverage costs $191 per month. Best customer support: Farm Bureau. Best for teens on their own: State Farm. At $97 per month, a policy from Auto-Owners costs $28 less per month than the state average. The average cost of a minimum coverage policy from Geico is $76 per month, which is 60% cheaper than the state average. Nationwide: Best perks for loyal customers. The cost of repairs or replacement is also low, so this. As of October 2022, State Farm offers the cheapest car insurance in Nevada at $466 per year. In fact, you. Keep an eye out for admin fees when comparing policies. That’s a difference of more than £200 to insure the same make of car. Free quotes. There are several ways to get cheap car insurance in New Jersey, including: The five cheapest car insurance companies in New Jersey are GEICO ($84 per month), NJ Manufacturers ($105 per month), State Farm ($123 per month), Amica ($131 per month), and Plymouth Rock ($132 per month). The cheapest car insurance in New Jersey is Geico, with an average monthly rate of $123 for full coverage. These groups go from 1 to 50, with those lower down the list being cheaper to insure. At $85 per month, full coverage from State Farm costs 42% less than the state average of $148 per month. On average, Southern Farm Bureau Casualty Insurance Group offers the cheapest car insurance estimates for 17-year-old drivers at $2,775 per year or $231 per month. The best cheap car insurance companies offer young and new drivers affordable premiums, a strong set of. Company. The best car insurance for 30-year-olds is GEICO, which offers coverage for 37% less than average for the age group. $42/month extra. Progressive is the most expensive company for minimum coverage, with an average premium of $838 per year, based on the companies MoneyGeek assessed. Travelers: $668 per year. Drivers shopping for the cheapest car insurance rates but do not qualify for USAA should make sure they get quotes from Geico. Hyundai i10 Premium. AAA has extra benefits that can be helpful in case of an emergency. Omaha car insurance rates by company. Summary: Best car insurance companies in the UK 2023, by category. The answer is Jerry, America’s first AllCar™ app. Here is a list of the top 10 cheapest car insurance companies in the UK: AXA (Swiftcover) has an average monthly cost of £23 and an annual cost of £281. The average cost of car insurance in New Jersey is $234 per month for full coverage. Cheapest car insurance cost in Birmingham by Age Group. Blasdell, a town of only 2500 people, sees the second least expensive car insurance rates on average. Capital Insurance Group: $366 per year. This group includes the Fiat Panda, Citroen 1 and 2, and Ford Ka. Progressive: Best. 23. These figures show that those aged between 17 and 18 can expect to pay 77 per cent more than the national average of £1,037. Dine out – 25% off total bill: Days available vary by outlet. The three main types of car insurance are often considered: liability, comprehensive, and collision. The Cheapest Nevada Car Insurance Rates Are $43/mo ($513/yr) for Liability Insurance From State Farm and $115/mo ($1,376/yr) for Full Coverage From State Farm Invalid Zip Code Compare RatesThe GEICO App and site received #1 rankings according to Forrester’s 2021 US Mobile Auto Insurance Functionality Benchmark. The average price of a comprehensive car insurance policy in the UK is £924 +. In 2023 our data shows PEMCO is the cheapest car insurance company in Seattle with rates at $593 for a six-month policy. The cheapest car insurance companies in New Hampshire are USAA, State Farm, and Geico, which each have average minimum coverage rates lower than $306 per month, according to Bankrate’s analysis. Charges vary between providers, and some will let you make small charges online for free. The cheapest car insurance companies include State Farm, Travelers and Geico, according to. The cheapest car insurance company in Maine is Concord Group at $766 per year on average, or $64 per month, according to the most recent NerdWallet analysis of full coverage car insurance rates in. Photo credit: Fiat Chrysler Automobiles. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. Car insurance group 14 is a low to mid-range category. Group: 15. In Oregon, the average cost for minimum coverage is $53 per month, or $637 yearly — a savings of $757 compared to full coverage. Best in Texas: State Farm. However, it is important to note that the cheapest car insurance group is not necessarily the best car for you. With group 1 being the lowest possible insurance group, the cars that fit in this category usually score well in factors used to determine the group ratings such as having good car safety features, being inexpensive to repair and possessing less powerful engines. 0 2 | List price £14,415 | Target Price £13,606 | Target PCP £161 | Insurance group 3A | What Car? star rating 3. The average car insurance cost is £851 for a 20-year-old versus £486 for a 55-year-old – that’s 75% more! The average car insurance cost in Greater London is £1,006. USAA had the cheapest average annual rate of $2,065 and Allstate had the highest of $3,719. Start with group 1 if this is your aim - generally, the higher the group, the higher the cost. But if you qualify as a military member, veteran or family member, USAA is the cheapest by far, at only $23 per month. However, Missouri drivers pay an average of $490 per year for a minimum car insurance policy. What is the cheapest car insurance group? There are 50 car insurance groups, with cars in group 1 being the lowest to insure and cars in group 50 having the most expensive car insurance. Cheapest car insurance after a speeding ticket: State Farm. State Farm has the cheapest auto insurance for Virginia drivers with an at-fault accident on their record. Drivers with full coverage pay. The average cost of car insurance in Mississippi is $45 per. Toyota RAV4 LE. State Farm also has the best car insurance rates if you have an accident, speeding ticket, or DUI on your record. Buffalo residents pay more for car insurance than the national average of $880, but only slightly over the state average in New York ($1,085 every six months). State Farm has the cheapest full coverage car insurance quotes in Houston. Car insurance rates have gone up over 17% in the past year, according to the U. The cheapest company in Birmingham is USAA ($504). AAA California: $853 per year. 2 What is insurance group 14 average cost? 4. 2024 Kia Forte. For Toledo in 2023, our data shows that the cheapest company for full coverage auto insurance is USAA at $83 per month or $498 for a six-month policy, followed by State Farm at $92 per month or $552 for a six-month policy. Here are some of the options you could consider in this group: Make Model; BM2: 2-Series 218i Active. Cheapest car insurance rates by city in Georgia. The group your car is in is determined by a number of. USAA Auto Insurance covers passenger vehicles, like cars and pickup trucks. 40% of Zebra customers in Fremont stated they used our product because they were paying too much for car insurance with their current provider. USAA, Auto-Owners and Geico offer the cheapest full coverage car insurance, according to Forbes Advisor’s analysis of national averages. These were the 10 cheapest cars to insure in 2023 based on annual premiums, according to our data: Subaru Outback ($1,512). Travelers: Great for customers buying a new. When you stack age and gender together, you end up with even more disparity in auto insurance rates. Cheapest: $16/mo. The cheapest car insurance company in Michigan is Secura* at $984 per year on average, or $82 per month, according to the most recent NerdWallet analysis of full coverage car insurance rates in. However as you get older, your premiums should start to reduce. This is about 31. According to our 2022 data, the cheapest option for full coverage auto insurance in Henderson is provided by Capital Insurance Group at a cost of $86 per month or roughly $514 per six-month policy. Insuring one of these cars with full coverage will cost the average driver between $1,121 per year and $1,190 per year. S. Car insurance group 15 is at the cheaper to mid-range end of the scale. We don't like: Comparatively high compulsory excesses. They tend to be cheap, small, cars which insurers deem as unlikely to be in an accident or as a target for thieves. or around £816 for a group 20 car, like the Honda Civic 2. Best car insurance for young drivers. Quotes from Erie are 38% cheaper than the state average and $10 less per month than the next-cheapest insurer, Geico. Detroit has some of the most expensive car insurance rates in the country, at $391 per month, on average. The cheapest car insurance companies for minimum coverage are: Progressive: $1,111 per year, $93 per month Kemper: $1,217 per year, $101 per month. Company. Company. Until 2009, the number of car insurance groups were 1-20 but this has been expanded - this means, according to. Direct Line Group (Privilege) has an average monthly cost of £25 and an annual cost of £299. (Reg No: 02686904). Progressive has the best quotes for Utah drivers with poor credit, at $204 per month. 56. State Farm is the cheapest large auto insurance company in the nation for good drivers, according to NerdWallet’s 2023 analysis of minimum coverage rates. The cheapest company in Dallas is GEICO ($822). This can make it hard to find cheap car insurance in B. That’s because the Challenger is affordable to a wide swath of drivers who want a car they can drive faster and more aggressively. 3. 3. By choosing our cover you have peace of mind knowing that your car will be protected by one of the UK's leading insurers. Geico also has cheap quotes, averaging $52 per. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. Westfield 4. 22. Cheapest for liability: Auto-Owners. For full coverage, its average annual rate for Birmingham drivers is $3,408. Concord Group’s minimum-coverage car insurance rates average $39 a month, while its full-coverage rates. At $85 per month, full coverage from State Farm costs 42% less than the state average of $148 per month. Wawanesa has the lowest average rate for full coverage in Los Angeles at $1,376 per year. To help drivers in Idaho find the best cheap car insurance, our editorial team collected quotes from top insurance. In 2023, the average annual cost of car insurance in Texas is $565 for minimum coverage, which is lower than the national average of $622 per year. Swinton: Best for convicted drivers. The average cost of car insurance in Colorado is $225 per month for full. The average cost of car insurance in North Carolina is $124 per. While the average cost of car insurance after an at-fault. Aviva (QuoteMeHappy) £468. The cheapest car insurance in Colorado is American National, with an average monthly rate of $70 for full coverage. Bauer Media Group consists of : Bauer Consumer Media Ltd, Company number 01176085; Bauer Radio Limited, Company number: 1394141; Registered office: Media House, Peterborough Business Park, Lynch Wood. Honda CR-V LX ($1,517). The insurance group a particular model is placed in depends on a. We asked comparison site Confused. In Los Angeles, these are the cheapest car insurance companies based on average rates for a 35-year-old driver with good credit and a clean driving record, according to NerdWallet’s most recent. Progressive is the cheapest major car insurance company for full coverage policies, providing savings of $850 compared to the national average. The number of insurance groups has changed in recent years. Hyundai i30. Car insurance groups are a way of categorizing cars into different groups based on their level of risk. Ford F-150 XL ($1,651). The cheapest car insurance for 23-year-olds is available from American National Finance, which offers insurance rates for this age group at about $99 a month, according to a 2022 Insurance. Check your car insurance group today. The cheapest car insurance company in Florida overall is State Farm at $144 per month for full coverage. So the car's typical owners tend to be riskier drivers. C. See moreState Farm is the cheapest national car insurance company, at $41 per month for liability-only coverage. The manual version of the same car is in insurance. $1,574. Best customer support: Farm Bureau. Based on our findings, paramedics pay an average of £452 annually for private car insurance closely followed by ambulance crews at £469, firefighters at £492, and police officers at £565. To get your free, personalized car insurance quote faster make sure to have: You'll learn about coverage options, including state minimums, to help you choose the best car insurance for you and your family. Company. For example, teen drivers have higher car insurance quotes on average than any other age group. How we chose our best picks. A solid five-door family hatchback – or estate or even a swoopy Fastback model, if you prefer – the Hyundai i30 is a great choice for those looking for cars in the 11-20 bracket. The cheapest car insurance company in Michigan is Secura* at $984 per year on average, or $82 per month, according to the most recent NerdWallet analysis of full coverage car insurance rates in. Republic Group: $2,367: Not yet rated: Germania: $2,698:There are 50 car insurance groups in the US, with Group 1 being a low risk and Group 50 being the high risk. Avg. Cars in insurance group 13 are at the lower end of the range so they could be good value. Get a quote. In fact, USAA receives 2% more complaints than the industry average, according to data from the National Association of Insurance Commissioners (NAIC). The Hybrid model, which uses a 1. The best cheap car insurance for new drivers comes from Geico, according to our research. That's 10% cheaper than Erie charges unmarried drivers and $49 less per month than the national average. Republic Group: $2,367: Not yet rated: Germania: $2,698: There are 50 car insurance groups in the US, with Group 1 being a low risk and Group 50 being the high risk. Swinton: Best for convicted drivers. Group 1 cars are the cheapest to insure while the Group 50 ones are the most expensive. The average cost of full-coverage car insurance in New Jersey is $159 per month, which is almost twice as expensive as a. Drivers pay $1,920 per year on average for insurance, or roughly 25% more than the national sample rate of $1,543. Those. The cheapest car insurance in North Carolina is North Carolina Farm Bureau, with an average monthly rate of $82 for full coverage. View the cheapest car insurance rates from some of. In the higher groups you'll tend to find more powerful and expensive cars. $31/mo. Reviewed by. Erie Insurance provides affordable car insurance with plenty of opportunities to reduce and avoid increases to your car insurance costs while maintaining quality coverage. Dine out – 25% off total bill: Days available vary by outlet. These are the most budget-friendly car insurance companies for minimum coverage policies in Everett: PEMCO: $287 per year. For full coverage, its average annual rate for Montgomery drivers is $3,205. PEMCO is also the cheapest car insurance in most of Washington as of October 2022. Cheap Full-Coverage Car Insurance In Austin. New York drivers tend to pay more than the average for car insurance. Compare Rates and Save on Car Insurance. Average city rate. A touchscreen infotainment system can also be specified. Key factors are inflation, supply shortages, climate change and reinsurance rates. Bachelor of Economics, University of Queensland; Master of Business Administration (MBA),. All from an insurer that’s recognized for customer service and financial. Edited by. But car insurance rates depend on a number of factors — let's dive into the data and learn more. Based on our sample rate data, the average cost of car insurance was $2,808 per year. Military members, veterans and their families can also take advantage of affordable rates from USAA. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. Insurance. 20076; a Berkshire Hathaway Inc. According to our 2022 data, the cheapest option for full coverage auto insurance in Henderson is provided by Capital Insurance Group at a cost of $86 per month or roughly $514 per six-month policy. On average, Louisiana drivers pay $2,909 per year for full coverage and $805 per year for minimum coverage. No matter what. Our 2023 data shows that Farm Bureau Mutual is the cheapest car insurance company for full coverage in Saint Paul. The average cost of car insurance in Florida is $300 per month for full coverage. The Zebra's key takeaways about car insurance in Dallas: The average cost of a car insurance policy in Dallas is $1,170 per six-month policy — $195 per month. $315. State Farm has the cheapest full-coverage car insurance at $95 a month. For drivers with a recent speeding ticket in Maryland, here are the companies with the lowest average rates for minimum coverage: Erie: $1,478 per year, or about $123 per month. The average American driver pays $139 a month for car insurance. Young drivers can find affordable car insurance rates by shopping around and comparing quotes from different insurance. Allstate offered the cheapest minimum coverage annual rates for an 18-year-old driver at $84 per month. Good drivers can find minimum insurance coverage as low as $38 per month or full coverage as low as $105 per month in the city. Car tax cost: £20. Main Street America offers the cheapest car insurance in New York overall, with an average rate of $86 per month for full coverage. That's the highest prices have been on record and a huge £338 increase in the last 12 months. The recent pricing trend in Utah leans toward slightly cheaper car insurance costs. In Illinois, the average cost for minimum coverage is $43 per month, or $516 yearly — a savings of $983 compared to full coverage. Michigan drivers with a recent speeding ticket can get affordable insurance from Progressive. This is 16% less than the average yearly cost across all vehicles analyzed. Coverage options include accident forgiveness, diminishing deductibles, gap insurance and new car replacement. Hyundai Tucson SE ($1,597). 98 – 57% more than for. 66% policy score on its standard policy (16th out of 34) 74% customer score (6th out of 15) We like: Unlike many insurers, Aviva guarantees repairs for the remainder of the time the car is insured with it. Company Avg. Toyota Tacoma SR ($1,647). With a typical Bronze plan, the insurance company pays 60% of. Company. These. Insurance can be expensive for teenage drivers, especially 17-year-olds who've just passed their test. Our research shows that Hastings Mutual is the cheapest car insurance company in Cincinnati, with. Group 1 : Cars in this group are usually among the cheapest to insure.